Security

Identify Theft 

• 信用监控很容易设置和跟踪活动在所有三个主要的信用局- Equifax, Experian, and TransUnion. Credit monitoring will alert you when loans, accounts are opened in your name, 或者你的信用额度有意外的变化, personal information on file, and more.
• 定期监控你的财务报表和信用报告.
• 设置银行警报，以帮助发现可疑活动，如无效登录, transactions, or fraudulent charges.
• http://www.banksneveraskthat.com/

Resources

• Federal Trade Commission: www.ftc.gov/idtheft
• Office of the Inspector General: http://www.ssa.gov/pubs/10064​.html
• Identity Theft Task Force www.idtheft.gov/
• U.S. Postal Inspection Service: http://www.uspsoig.gov/

向以下机构索取你的信用报告副本:

• Equifax: 1.800.685.1111 or www.equifax.com
• Experian: 1.800.311.4769 or www.experian.com
• TransUnion: 1.800.916.8800 or www.transunion.com

• Never use the same password for different accounts
• Use multi-factor authentication
• Be wary of too-good-to-be-true offers

使社会工程特别危险的是它依赖于人为错误, 而不是软件和操作系统的漏洞. 合法用户犯的错误很难预测, 这使得它们比基于恶意软件的入侵更难识别和阻止.

Email and Phone Tips – Recognize and Avoid

骗子利用电子邮件或短信欺骗你，让你提供个人和财务信息. 他们会试图让你点击链接或打开附件. These emails and texts can look like: 

• ‘We’ve noticed suspicious activity on your account’
• ‘There’s a problem with your payment information’ 
• ‘Confirm your personal information’ 

Do not click on any links that you do not recognize. 不要打开你不认识的电子邮件或电话号码的附件. 

Clear giveaways that something is spam: 

• The email has a generic greeting, such as ‘Hello Dear,’
• 邮件说你的账户因为账单问题被搁置了 
• 电子邮件邀请您点击链接以更新您的付款详细信息 

合法的公司不会通过电子邮件或短信链接来更新你的付款信息. Phishing emails can often lead to identify theft.  

Often, 骗子会试图“勒索”你的信息，让你用礼品卡付款, bitcoin, or another cryptocurrency. 

Pay attention to what you click. 超链接和弹出窗口经常会把你带到令人困惑的网站，或者立即邀请恶意软件到你的设备上. Always be wary of where and what you’re clicking. 

Report Suspicious Activity